Category: insurance
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Is the Sun Belt Slipping? What Slower Sales Tell Us About a Shifting Market
The once-unshakable momentum in America’s Sun Belt housing markets is showing signs of fatigue. According to Realtor.com’s June 2025 housing report, homes are sitting on the market longer in 39 of the 50 largest U.S. metros. This isn’t just a Sun Belt story — it’s a national one. But some of the strongest slowdowns are…
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Florida Home Prices Are Falling—Here’s Where It’s Hitting Hardest
For years, Florida’s real estate market seemed almost immune to gravity. Fueled by migration, remote work, and post-pandemic stimulus, prices surged across the state. But in 2025, the momentum has clearly shifted. According to the latest data, Florida’s median home price fell to $412,734 in April—marking one of the sharpest year-over-year declines in over a…
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Against the Tide: Why These 4 Metros Are Dominating the New Construction Market in 2025
By Daniel Kaufman www.danielkaufmanrealestate.com Spring is supposed to be prime time for new-home sales—but in 2025, the season has been a letdown across much of the country. While most markets are cooling or outright stalling, four metros are swimming against the current: Indianapolis, Chicago, San Diego, and Orange County. At Kaufman Development, we’ve been closely…
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Tariffs, Tensions, and the Canadian Retreat: What Developers Need to Know
The real estate cold front isn’t just about interest rates anymore. A new chill is settling over U.S. housing markets—and it’s coming from the north. A steep drop in Canadian buyer interest is reshaping demand in traditionally hot second-home markets like Naples, North Port, and Phoenix. And while Florida continues to pull in international eyeballs,…
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When Properties Go Dark: What ‘Zombie’ Foreclosures Reveal About the Housing Market’s Fault Lines
Every real estate cycle has its ghosts—and right now, a quiet uptick in “zombie” foreclosures is haunting select pockets of the country. These aren’t your run-of-the-mill distressed properties. They’re vacant, abandoned, and stuck in limbo: neither reclaimed by lenders nor occupied by owners. In markets like Wichita, Peoria, and rural North Carolina, they’re starting to…
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Florida’s Price Correction: What Real Estate Pros Should Really Take Away
Contrary to the headlines, there’s no reason to panic. Yes, Q1 data from the National Association of Realtors® shows that home prices fell in nearly 17% of U.S. markets—with Florida accounting for more than a quarter of those declines. But let’s be clear: this is not 2008, and this is not a sign of systemic…
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The Shrinking House: Why Smaller Homes Are the Next Big Shift in Housing Strategy
Something strange is happening in the housing market: brand-new homes are getting smaller—and cheaper. That may sound like good news for affordability, but don’t get too comfortable. As usual, policy and pricing pressures are lurking just beneath the surface. What’s Going On? According to Realtor.com’s latest New Construction Quarterly Report, prices for newly built homes…
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Florida’s Housing Reset: Surfside, Special Assessments, and a Market Facing Population Loss
Ninety-eight lives lost. A housing shock unleashed. The collapse of the Champlain Towers South condominium in Surfside, Florida, on June 24, 2021, wasn’t just a tragedy—it was a pivotal moment for Florida’s housing market. In the aftermath, the state rushed to implement new structural safety mandates: more inspections, larger reserve requirements, and stricter deadlines for…
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1 in 7 U.S. Homes Are Now Uninsured—Here’s Why That’s a Growing Risk for Buyers and Investors
By Daniel Kaufman A new report reveals a startling statistic: more than 11 million homes across the U.S. are currently uninsured, representing roughly 1 in every 7 owner-occupied homes. As home insurance premiums continue to climb, affordability is pushing more homeowners—particularly in high-risk markets—out of coverage entirely. According to LendingTree’s analysis of U.S. Census Bureau…
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Housing Sentiment Improves, but Affordability Concerns Persist: What Developers and Investors Need to Know
Despite ongoing affordability challenges, consumer sentiment toward the housing market saw a modest uptick in January, according to Fannie Mae’s latest Home Purchase Sentiment Index® (HPSI). The index rose 0.3 points to 73.4, reflecting increased optimism about homebuying and home-selling conditions, as well as expectations of rising home prices over the next 12 months. However,…
Daniel Kaufman Real Estate 